Understanding Umbrella Insurance: What It Is and Why You Need It

There are different types of insurance, and you want to make sure you have the right policies to protect you and your interests and assets. One of the options to look into is umbrella insurance. If you’re in the Pembroke Pines, FL area, McCormick Insurance Inc. can help you understand this coverage and why it can be an excellent choice for your needs.

Even with insurance coverage on your house, vehicles, and other aspects of life, you might not feel protected entirely or have the peace of mind you’re looking for. That’s where umbrella insurance comes in. Other policies have limits for coverage, and you can’t exceed those limits. For example, you can only have a certain amount of liability insurance on your car.

But when you have an umbrella policy, you have coverage over and above the limits of your other policies. Like an umbrella that covers you when it rains, this policy covers you even if you reach the limits of another policy. That can be an excellent choice for people with a lot of assets, but even people with lower assets may still need or want the protection this policy offers.

If you’re in or near the Pembroke Pines, FL area, McCormick Insurance Inc. is here to help you get the right umbrella insurance coverage for your specific needs and situation. We understand that you want to feel secure and protected; the right insurance coverage can make that much easier. Contact us today and let our professional, trusted agents give you the information you need about umbrella coverage, so you can make an informed decision about the policy you want for the future.