If you are considering renting a car for your vacation or business trip in Pembroke Pines, FL, you should know that purchasing auto insurance is an integral part of the process. After all, without insurance, who will pay for the damage to the vehicle in the event of an auto accident? And what would happen if someone were to get seriously hurt?
Well, according to the law, there are several options for drivers who wish to rent a car in our state. You are within the legal limits as long as you meet the minimum requirements for coverage, which are $10,000 in personal injury protection and $10,000 in property damage liability. Here are a few different ways in which you can meet the criteria:
Insurance from the Rental Car Company
Many of the top rental car companies offer vehicle insurance coverage as part of your rental agreement. By signing either a Loss Damage Waiver or a Collision Damage Waiver, you should be covered for the cost of all repairs in the case of an accident or, if necessary, a replacement vehicle.
If you frequently rent vehicles yet do not own one, you can purchase a separate non-owner auto insurance policy. These policies provide liability coverage when you drive a rental car.
Insurance on your Personal Vehicle
If you already have personal insurance on a car registered in the state, your coverage may extend to rental vehicles. You will need to contact us at McCormick Insurance Inc. to find out if rental cars are within the limits of your coverage.
So, before you rent your next auto, give us a call at McCormick Insurance Inc. We may be able to help you better understand your rental car insurance options in the Pembroke Pines, FL area. We want you to make the best decision for your particular situation, so we would love to help.