Protecting Your Home On Wheels

As more and more American baby boomers reach retirement age, many are looking forward to enjoying their retirement by going on the road in an RV. The modern RV is not some tiny camper that we used when we were children with the parents on camping trips. These “Homes on Wheels” are luxurious and easily cost as much as a simple tract home in many parts of the country.

Protecting Your RV Investment

It is easy to spend $100,000+ on a luxury motor home with all the modern conveniences. The Hollywood A-list types spend millions on theirs and use them when they are on the movie sets to relax between shooting scenes.

The tricky part about this valuable property is sometimes it is going down the highways and is therefore exposed to all the risks of driving in inclement weather and heavy traffic. Hit a pack of nearly invisible black ice, which forms under a freeway overpass, and you may drive off the road and into the ditch. That can really ruin a person’s day.

Comprehensive RV insurance provides protection for the vehicle, the passengers, and its contents when it is on the road and when it is stationary as well.

Getting an RV Insurance Quote

Work with your agent at McCormick Insurance Inc. serving Pembroke Pines, FL and the nearby communities. Make sure the insurance coverage is adequate by taking an inventory of the RV contents. It is a good idea to videotape them. Save all the receipts for everything that is purchased, which did not come with the original RV sale.

Give copies of all the receipts to your insurance agent, so they can be added up along with the cost of the RV to determine replacement value. Replacement value is the best to use as a guide for the amount of insurance protection because if something is damaged or stolen you will want to get another new one that is similar.

Ask your agent about other insurance options to consider such as emergency road service that will provide additional protection.

To get a quote for RV insurance contact an agent at McCormick Insurance Inc. in Pembroke Pines, FL by calling 954-602-5741.