Why you may need insurance even outside of a flood zone

Pembroke Pines, FL area homeowners rely on the team at McCormick Insurance Inc. for all of their insurance needs. If you’re wondering if flood insurance is right for you, we can help. Give our office a call today!

Benefits of flood insurance outside of a flood zone

If you live in a flood zone, the decision to get flood insurance is a no-brainer. Your lender probably requires you to carry a policy. But what if your home is not located within a flood zone? You may hear about neighbors obtaining this type of insurance and wonder if it’s something that you might need.

If you are considering flood insurance, you may want to know that numerous homes outside of flood zones experience flood damage. If you are near an area that often floods, there is good reason to get a flood policy. Most homeowner policies exclude damage caused by floodwater from their protection.

Any time you experience flood damage, you will be relieved to have a flood insurance policy. You won’t have to worry about dealing with a claims adjuster who excludes the damage from your home policy. You’ll have the protection you need if your home is damaged by floodwater when you have an additional flood policy in place.

Going without flood insurance in our area isn’t always a great idea. Having this insurance will help protect your home.

We are here for you!

McCormick Insurance Inc. is proud to serve the insurance needs of the greater Pembroke Pines, FL community. If you’re wondering if you need flood insurance or would like to review all of your insurance holdings, we are here to help. Give us a call or stop by our office today!