Is it time to add umbrella insurance to your personal liability coverage?

Residents in the greater Pembroke Pines, FL area are discovering the many benefits that come with adding an umbrella insurance policy to their personal insurance portfolio. If you need to increase your personal liability protection, contact the professional team at McCormick Insurance Inc. today and find out more. Common liability and other personal insurance policies have coverage limits that can be exceeded if you or a family member are involved in a catastrophic event. Don’t let an accident take away everything that you have worked so hard for! Personal umbrella policies are able to provide additional protection in the event that your primary policy reaches its coverage limit.

Why personal umbrella policies make sense

Many homeowners’ insurance policies provide protection in the event that someone has an accident or mishap in your home or on your property. They can also protect you if a lawsuit or other judgment is brought against you. However, most of these types of coverages have protection limits that can leave you exposed in the event of a claim. If your loss exceeds the number of your policy limits you can be held liable for any overages. With a personal umbrella policy, you can bridge the gap between the protection you need and policy limits. If you have worked hard during your professional life to provide for yourself and your family, it makes sense to protect your assets and your future.

If you want to find out more about how you can protect all of your hard work from a liability charge with a comprehensive umbrella policy, contact the team at McCormick Insurance Inc. today. We are proud to serve the greater Pembroke Pines, FL area and look forward to working with you too.