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Inland marine insurance provides a wide range of protection for property owners. Every policy differs slightly in what it covers, but there are a few common situations in which this type of insurance can protect your assets during transport.
Getting the right coverage for your vehicle and how you use it is always a specific task, since your protection needs to match your actual investment. At McCormick Insurance Inc., we can help. Request a free quote for inland marine insurance in Pembroke Pines, FL, that matches your specific needs.
Coverage for Transport
As noted, every policy is a bit different, so it’s important to check yours to understand exactly what’s covered, the dollar amount, and the deductible. Most policies include transport coverage unless otherwise restricted or excluded, and this coverage applies in several ways.
Most transport coverage policies protect products, inventory, and materials being shipped by truck or train. They also extend to contractor tools, mobile machinery, and professional gear you take with you from one location to the next.
Policies differ in terms of when they apply. Most coverage protects against accidental transit hazards such as vehicle collisions, cargo theft, vandalism, and fire. Policies often come with limitations, too; for example, most are floater policies, meaning coverage follows the movable asset from one location to another.
What to Do to Protect Your Assets
Speak with the team at McCormick Insurance Inc. now to learn what type of inland marine insurance you need. Whether you’re moving property over land, storing it off-site, or using it away from a fixed business location, that property still needs proper protection.
Request information from our team about available inland marine insurance in Pembroke Pines, FL. Let us help you choose coverage that properly meets your needs.