Do I need Insurance for My Jet Ski?

Floridians love their water toys, and if you live near Pembroke Pines, FL, you likely have a recreational vehicle, such as a jet ski, that you regularly use for fun along the state’s top beaches.

It’s a popular pastime, but it can be dangerous. You might want to consider insurance to safeguard yourself from costs related to collisions on and off the water.

Do You Need Recreational Vehicle Insurance in Pembroke Pines, FL?

Florida doesn’t require insurance on water toys like jet skis. However, it’s recommended. You can purchase a policy from a provider like McCormick Insurance Inc. to protect yourself in the event of an accident, theft, or storm damage.

Why You Should Get Jet Ski Insurance in Florida

A policy on jet skis is a great way to protect your investment and any other liabilities. Without insurance, you may be liable for the cost of damage to someone else’s property and injuries they sustain in an accident involving your jet ski. These expenses can add up quickly and become a real burden.

Does Auto Insurance Cover Small Recreational Vehicles?

Your standard Florida vehicle coverage may include liability coverage for your jet ski. However, this area of your policy might be limited to basic medical coverage for injuries. This is usually enough if your concern is only your liability for wellness. But for damages and severe injuries to others, you will want separate coverage to protect yourself further.

Buy Recreational Vehicle Insurance in Pembroke Pines, FL

McCormick Insurance Inc. can help you get jet ski insurance in Florida that matches your policy needs. Call us to learn more about recreational vehicles and all your coverage options.