What is included with an excess insurance plan in Florida?

Having insurance for your personal assets and liability coverage is essential. If you’re in the Pembroke Pines, FL area, you might want more coverage than your standard plans offer. In these situations, an excess insurance plan can be beneficial. This type of coverage is advantageous for several reasons.

Additional Insurance

One good reason to get an excess insurance plan is to receive additional insurance coverage. Home or auto insurance plans, as well as other types of coverage, can be very helpful. However, there’s always a risk that an accident could occur where damages exceed your coverage. If this happens, an excess insurance plan is beneficial as it provides additional coverage on top of existing policies.

Commercial or Personal Coverage

An excess insurance plan can benefit individuals, but it can also be a good option for local businesses in Florida. Florida businesses must know their commercial liability risks and seek ways to mitigate them. If you or your business is adequately covered with excess insurance, you can ensure you have support even if found liable for a significant claim against your business.

If you’re considering a new excess insurance plan in the Pembroke Pines, FL, area, call McCormick Insurance Inc. Our professionals understand the value of this coverage and will provide any guidance you need to build your next plan.