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If you spend time on the water, you already know that boating comes with risks you can’t always see coming. At McCormick Insurance Inc., proudly serving the boating community near Pembroke Pines, FL, we want boaters to understand one of the most overlooked hazards: floating debris.
Common Types of Debris to Watch For
Floating debris comes in many forms. After a storm, logs, branches, and pieces of docks or fencing can end up in the water. Even on a calm day, you might encounter plastic containers, ropes, or trash floating just below the surface. These objects are hard to spot, especially at higher speeds, and a collision can happen before you have time to react.
The Real Damage Debris Can Do
The damage floating debris can cause ranges from minor to serious. A submerged log or large piece of wood can crack your hull, bend your propeller, or damage your lower unit. Smaller objects, such as ropes or fishing line, can wrap around your prop shaft and cause overheating or engine failure. Hull damage from a hard strike can also lead to water intrusion, which puts everyone on board at risk.
Simple Steps to Reduce the Risk
There are simple things you can do to stay safer on the water. Slow down in unfamiliar waters, stay alert after heavy rain, and scan ahead when visibility is low. Polarized sunglasses can also help you spot objects lurking just under the surface before it’s too late.
Get the Coverage You Need
No matter how careful you are, accidents happen. McCormick Insurance Inc., serving the greater community in and around Pembroke Pines, FL, can help you find the right boat insurance to protect your investment on the water.