A garage door protects your garage and everything inside it from weather and intruders. Over time, or after a major incident, it may need to be repaired or replaced. Home insurance may cover this expense, but it depends on how the damage occurred and the specifics of your policy.<\/p>\n
Garage doors are often covered when damaged by fire, wind, vandalism, lightning, tornadoes, falling objects, or vehicle collisions. Coverage depends on the extent of the damage. If the door can be repaired at a reasonable cost, the insurer may approve repairs rather than replacement. Since deductibles apply to most home insurance policies, minor issues may not be worth filing a claim.<\/p>\n
Garage owners in Pembroke Pines, FL, should know that home insurance does not cover normal wear and tear or mechanical failure. These issues are considered maintenance rather than sudden damage. Additionally, certain natural disasters are not included in standard home insurance. Flood and earthquake protection require separate policies.<\/p>\n
If your garage is detached, you should verify that your home insurance includes coverage for other structures. The same applies if you have installed an overhead door on another detached building, such as a barn or shed. Contact your agent anytime you add a new structure or attach a garage to your home, as your policy may need adjustments.<\/p>\n
If you want home insurance that reliably protects your garage, McCormick Insurance Inc. in Pembroke Pines, FL, can help. Our independent agency makes it easy to compare policies from reputable insurers. Call 954-602-5741 to get started with McCormick Insurance Inc. today.<\/p>\n","protected":false},"excerpt":{"rendered":"
A garage door protects your garage and everything inside it from weather and intruders. Over time, or after a major incident, it may need to be repaired or replaced. Home insurance may cover this expense, but it depends on how the damage occurred and the specifics of your policy. What Is Covered? Garage doors are […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,59,46,30,4],"class_list":["post-566","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-fl","tag-home","tag-insurance","tag-mccormick-insurance-inc","tag-pembroke-pines"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t