{"id":428,"date":"2023-05-18T04:00:00","date_gmt":"2023-05-18T04:00:00","guid":{"rendered":"https:\/\/www.mccormickinsuranceinc.com\/blog\/?p=428"},"modified":"2023-05-18T20:14:17","modified_gmt":"2023-05-18T20:14:17","slug":"why-flood-insurance-is-so-important","status":"publish","type":"post","link":"https:\/\/www.mccormickinsuranceinc.com\/blog\/why-flood-insurance-is-so-important\/","title":{"rendered":"Why Flood Insurance is So Important"},"content":{"rendered":"<p>When you are a homeowner, insurance policies are essential to have. One of these is home insurance. Another necessary type of coverage is flood insurance. Many people go without flood insurance, but it&#8217;s essential to have it in place in case of a flood. When you&#8217;re in Florida and need a flood insurance policy, call us at&nbsp;McCormick Insurance Inc. in&nbsp;Pembroke Pines, FL, to get started.&nbsp;<\/p>\n<h2><strong>Floods and Home Insurance<\/strong><\/h2>\n<p>One reason that many people skip getting flood insurance is that they think floods are already covered by their home insurance. However, this is not the case. When you have a flood and only have home insurance, the damage isn&#8217;t covered at all. Being safe from floods is very important, especially in Florida. If you don&#8217;t have flood insurance, you aren&#8217;t well-protected.&nbsp;<\/p>\n<h2><strong>Government Backing<\/strong><\/h2>\n<p>Flood insurance is issued through the National Flood Insurance Program. This federal program backs this insurance and guarantees that it will be available when you have a policy. The program also sets the price for this insurance. This means the price is always the same regardless of where you get your policy.&nbsp;<\/p>\n<h2><strong>Flood Zones<\/strong><\/h2>\n<p>Another reason many people skip flood insurance is because they don&#8217;t live&nbsp;in a flood plain. Being in a flood plain makes you more likely to experience a flood. However, being outside one doesn&#8217;t mean you won&#8217;t be flooded. About 20% of the flood claims that come in are coming from areas that aren&#8217;t in a flood zone. This makes it essential to get this coverage no matter where you live and whether you&#8217;re in or out of a flood zone.<\/p>\n<h2><strong>Get Flood Insurance<\/strong><\/h2>\n<p>If you own a home and don&#8217;t have flood insurance, call us at&nbsp;McCormick Insurance Inc. in&nbsp;Pembroke Pines, FL.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you are a homeowner, insurance policies are essential to have. One of these is home insurance. Another necessary type of coverage is flood insurance. Many people go without flood insurance, but it&#8217;s essential to have it in place in case of a flood. When you&#8217;re in Florida and need a flood insurance policy, call [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[30,31],"class_list":["post-428","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-mccormick-insurance-inc","tag-pembroke-pines-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/comments?post=428"}],"version-history":[{"count":1,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/428\/revisions"}],"predecessor-version":[{"id":429,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/428\/revisions\/429"}],"wp:attachment":[{"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/media?parent=428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/categories?post=428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/tags?post=428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}