{"id":34,"date":"2015-06-01T17:30:00","date_gmt":"2015-06-01T17:30:00","guid":{"rendered":"http:\/\/www.mccormickinsuranceinc.com\/blog\/?p=34"},"modified":"2015-04-30T06:45:04","modified_gmt":"2015-04-30T06:45:04","slug":"fl-home-insurance-layers","status":"publish","type":"post","link":"https:\/\/www.mccormickinsuranceinc.com\/blog\/fl-home-insurance-layers\/","title":{"rendered":"Understanding the Layers of Your Pembroke Pines, FL Home Insurance"},"content":{"rendered":"<p>Odds are you carry homeowners insurance on your Florida home. If you have a mortgage, your financial institution likely requires it. There are layers&nbsp;to your homeowners insurance you may not be aware of. Here is a closer look at homeowners insurance and what it may encompass.<\/p>\n<ul>\n<li><strong>Coverage A Dwelling<\/strong> &ndash; This is the part most people think about first when they think of home insurance. It covers the structure of your home.<\/li>\n<li><strong>Coverage B Other Structures &ndash; <\/strong>This is the portion of your coverage that would cover a shed or detached garaged.<\/li>\n<li><strong>Coverage C Personal Property &ndash; <\/strong>Personal property includes your clothing, furniture and other personal possessions that may be lost due to a covered peril.<\/li>\n<li><strong>Coverage D Loss of Use\/Additional Living Expenses &ndash; <\/strong>This is worth considering because replacing a severely damaged home could take an extensive period of time. The cost of additional living expenses could be significant.<\/li>\n<li><strong>Coverage E Personal Liability &ndash; <\/strong>If someone is injured while on your property, this is the coverage that would protect you. It could be a neighbor, friend, or even a delivery person.<\/li>\n<li><strong>Coverage F Medical Payments to Others &ndash; <\/strong>Provides for the medical expenses to those who may be injured on your property.<\/li>\n<li><strong>Additional Coverage<\/strong> &ndash; This is supplemental coverage to fill in gaps where your base policy may fall short. Coin collections, stamp collections, art, etc. may be better covered through additional coverage.<\/li>\n<li><strong>Exclusions &ndash; <\/strong>This portion of your policy will note specifically what is not covered. Common exclusions are earthquakes and flooding.<\/li>\n<\/ul>\n<p>At McCormick Insurance Inc., we serve the Pembroke Pines, FL area with a range of insurance products to protect what you&rsquo;ve earned. We are an independent agency that can seek out quotes from multiple companies to find great coverage at a good price. Visit our website to get an online quote for your homeowners or auto insurance. We look forward to assisting you.<\/p>\n<p>SLUG: \/fl-home-insurance-layers<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Odds are you carry homeowners insurance on your Florida home. If you have a mortgage, your financial institution likely requires it. There are layers&nbsp;to your homeowners insurance you may not be aware of. Here is a closer look at homeowners insurance and what it may encompass. Coverage A Dwelling &ndash; This is the part most [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-34","post","type-post","status-publish","format-standard","hentry","category-home-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/34","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/comments?post=34"}],"version-history":[{"count":1,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/34\/revisions"}],"predecessor-version":[{"id":35,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/34\/revisions\/35"}],"wp:attachment":[{"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/media?parent=34"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/categories?post=34"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mccormickinsuranceinc.com\/blog\/wp-json\/wp\/v2\/tags?post=34"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}