If you are renting a home, condo, townhome or other dwelling, you may have a renters insurance policy. But many renters do not realize that this policy does not protect their belongings in the event of a flood. Here at McCormick Insurance Inc. serving Pembroke Pines, FL, we want renters to know all about flood insurance. Here is what you need to know about buying flood insurance as a renter. <\/p>\n
If the Homeowner’s Policy Helps Renters<\/strong><\/p>\n As a renter, one of the biggest mistakes you can make is assuming that the homeowner’s insurance policy will cover you in the event of a flood. The homeowner’s insurance policy will not cover you in any way if a flood occurs. <\/p>\n If a Renters Policy Covers You<\/strong><\/p>\n Another mistake you can make is assuming that the renter’s insurance policy that you have will cover you if it floods. Most renters insurance policies specifically preclude flooding. As such, you will need a specific policy that is intended to cover flooding. <\/p>\n What Renters Flood Insurance Covers<\/strong><\/p>\n As a renter, a flood policy will cover your belongings. If your furniture, electronics, clothing or other goods get damaged due to a flood, your flood insurance will kick in and pay the fair market replacement value, allowing you to replace your belongings. In addition to this, the policy will also pay for you to live somewhere else if the home becomes inhabitable due to the flooding. <\/p>\n Here at McCormick Insurance Inc. serving the Pembroke Pines, FL area, we want renters to know all about flood insurance, so they can purchase a policy to help cover themselves. If you are a renter and do not have flood insurance, now is the perfect time to get started buying one. Contact us today to get started. <\/p>\n","protected":false},"excerpt":{"rendered":" If you are renting a home, condo, townhome or other dwelling, you may have a renters insurance policy. But many renters do not realize that this policy does not protect their belongings in the event of a flood. Here at McCormick Insurance Inc. serving Pembroke Pines, FL, we want renters to know all about flood […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[30,31],"class_list":["post-176","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-mccormick-insurance-inc","tag-pembroke-pines-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t