{"id":143,"date":"2017-07-31T08:00:00","date_gmt":"2017-07-31T08:00:00","guid":{"rendered":"http:\/\/www.mccormickinsuranceinc.com\/blog\/?p=143"},"modified":"2017-08-14T18:36:52","modified_gmt":"2017-08-14T18:36:52","slug":"3-reasons-to-consider-personal-umbrella-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.mccormickinsuranceinc.com\/blog\/3-reasons-to-consider-personal-umbrella-insurance-coverage\/","title":{"rendered":"3 Reasons to Consider Personal Umbrella Insurance Coverage"},"content":{"rendered":"<p>If you own a home, liability insurance is a must to protect your assets. If a guest has an accident on your property, liability insurance will help cover his or her medical expenses so you don&rsquo;t have to pay for them out of your own pocket. &nbsp;&nbsp;<\/p>\n<p>But what happens if these expenses go beyond the limits of your home liability coverage? That&rsquo;s where personal umbrella insurance comes into the picture. Umbrella insurance provides additional coverage to protect you against major liability claims that can deplete you of current and future finances. Here are a few ways in which a personal umbrella policy from McCormick Insurance Inc. in Pembroke Pines, FL can benefit you and your family.<\/p>\n<h2>Home Accidents &nbsp;<\/h2>\n<p>If you entertain often or have regular visits from relatives during the holidays, there&rsquo;s always the risk of someone having an accident on your property. A slip on the patio or trip on the stairs could lead to serious injuries for which you would be responsible. Personal umbrella coverage protects you against serious liability claims and prospective lawsuits that could arise from these accidents.&nbsp;<\/p>\n<h2>Auto Accidents<\/h2>\n<p>If you are sued for damages due to a serious auto accident you have caused, your personal umbrella policy will provide coverage beyond your auto insurance limits.<\/p>\n<h2>Slander<\/h2>\n<p>If you&rsquo;re an avid social media fan, you may inadvertently post &ldquo;offensive&rdquo; material about someone that leaves you open to being sued for slander. In the event of an unexpected lawsuit, your umbrella policy will pay for legal expenses and settlement costs, protecting your current and future earnings. &nbsp;<\/p>\n<p>Personal umbrella insurance is a smart investment for anyone looking to protect their financial assets. For more information on personal umbrella coverage and costs, contact us at McCormick Insurance Inc. in&nbsp;Pembroke Pines, FL.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a home, liability insurance is a must to protect your assets. If a guest has an accident on your property, liability insurance will help cover his or her medical expenses so you don&rsquo;t have to pay for them out of your own pocket. &nbsp;&nbsp; But what happens if these expenses go beyond [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[30,31],"class_list":["post-143","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-mccormick-insurance-inc","tag-pembroke-pines-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"If you own a home, liability insurance is a must to protect your assets. If a guest has an accident on your property, liability insurance will help cover his or her medical expenses so you don\u2019t have to pay for them out of your own pocket. But what happens if these expenses go beyond\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"mccormick insurance inc.,pembroke pines fl\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.mccormickinsuranceinc.com\/blog\/3-reasons-to-consider-personal-umbrella-insurance-coverage\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"3 Reasons to Consider Personal Umbrella Insurance Coverage | Blog\" \/>\n\t\t<meta property=\"og:description\" content=\"If you own a home, liability insurance is a must to protect your assets. 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