Car Insurance in Florida

When purchasing auto insurance in Pembroke Pines, Florida, you have a variety of options to choose from. Below is some basic information about the different types of FL auto insurance to help you get started.

Liability Insurance

All states, including Florida, require drivers to carry at least a minimum amount of auto liability insurance to ensure that they can pay for any injuries or property damage they cause while driving. If you don't purchase a sufficient amount of liability insurance, not only will you be financially responsible for the cost of any injuries or damage you cause, but you may also be subject to legal penalties.

Collision/Comprehensive Insurance

Although liability insurance covers the cost of damage and injuries you cause to others, it won't pay for any of the costs you incur personally when you are at fault for an accident. However, you can cover these costs by purchasing collision and/or comprehensive insurance for your vehicle. Collision insurance will cover the costs you incur during collisions only. Comprehensive insurance, on the other hand, will cover costs incurred as a result of a variety of situations, such as inclement weather and theft.

Finding an Auto Insurance Policy

With so many options available, it can be difficult to find the FL auto insurance policy that best fits your needs. To simplify the process, contact an independent insurance agency today to discuss your options and find a FL auto insurance policy that's right for you. Only an independent insurance agent can provide you with unbiased advice and help you compare quotes from multiple carriers.